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    <dc:date>2008-12-01T15:28:00+00:00</dc:date>
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      <title>Credit Card Eligibility</title>
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      <description>If you would like to apply for a credit card you should be at least 18 years old. If you are younger than 18, then your only way of obtaining a credit card is to become a supplementary cardholder on some other person’s accounts, such as a parent or guardian. If you are over 18 years old and are considering adding a minor onto your credit card account you should note that as the main account holder, you will be responsible for transactions, fees and any charges incurred.  More...
Shop aroundWe advise you to use our credit card comparison tables for the best credit card deals currently on offer. You can apply for a credit card directly online, or if you prefer you can call into any bank and fill in an application form in person.To increase your chances of making a successful application for a credit card you should, if possible: provide an address you have lived at for more than 3 years
register to vote
have a job for more than 2 years.Poor credit credit cardsThere are some companies, ie Continental Finance, who provide bad credit credit cards to people with a poor credit history. If you have a history of missed or late payments you may be able to obtain a bad credit credit card but your borrowing will attract high interest rates. However should you spend within your limit and pay off your purchases in full, you can enjoy the convenience of a credit card, rebuild your credit and at the same time avoid paying interest.Credit cards for StudentsIf you are a college student you can benefit from attractively low interest rates whilst enjoying a range of incentives such as discounts on entertainment and books. Not all companies offer students credit cards but there are many who do, just remember to shop around first. Make yourself at home in our Forum and find out what everyone else in America thinks about credit cards. There is also our up&#45;to&#45;date News section for all the latest on personal finance. If you need help finding a provider or would like to review a company, please don&#8217;t go without checking out our A&#45;Z directory.</description>
      <dc:subject>Credit Card Eligibility</dc:subject>
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